Rupicard : Build CIBIL Score 1.0.72

Welcome to the world of Rupicard!

Rupicard is India’s #1 FD credit card, assisting millions of Indians in establishing their credit scores. Obtaining your Rupicard credit card is a straightforward one-step process. Simply, secure an FD (Fixed Deposit) with our RBI-approved banking partner SBM Bank, and you're done! Notably, you also earn up to 7% p.a. interest on your FD.

The Rupicard app is your dedicated and secure mobile app, equipped with a range of features that provide you with complete control over your Rupicard FD credit card. This powerful app allows you to access your credit card and Fixed Deposit (FD), monitor your expenses, and simplifies various aspects of managing your finances.

Why Choose Rupicard?

• 100% guaranteed approval
• Up to 7% p.a. FD interest rate*
• No credit score checks
• No joining fees
• No income proof required
• Possibility to increase your credit limit
• 45-day free credit period
• Instant cash withdrawal

If traditional credit card barriers like lack of income proof or a low CIBIL score are hindering you, Rupicard’s FD credit card offers an ideal solution. Your Fixed Deposit (FD) serves as collateral security, providing you with a credit limit equivalent to 90% of your total FD amount.

One significant advantage of having an FD-based credit card is that your FD continues to earn interest while being utilized. This not only allows you to use your Fixed Deposit for expenditures but also enables you to earn interest on it simultaneously, making it a secure investment choice.

FD Security with Rupicard:

• Your FD amount is entirely safe and secure with our banking partner SBM (State Bank of Mauritius) regulated by the RBI.
• FDs up to Rs 5 Lakh are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly-owned subsidiary of the RBI.

Where Can I Use Rupicard?

Rupicard is accepted for online and offline transactions at various stores as well as popular UPI apps including Google Pay, PhonePe, Paytm, and BHIM. It can be used for utility payments, movie tickets, online shopping on platforms like Amazon and Flipkart, fuel payments at stations, and more. Additionally, users can swipe their Rupicard credit cards at any store equipped with a POS machine such as supermarkets and malls.

Building Your Credit Score with Rupicard:

Make use of the complimentary 45-day credit period offered by Rupicard. Utilize your Rupicard FD Credit Card for transactions like utility payments via UPI apps and online shopping; promptly clear all outstanding dues once your statement is generated. Timely payment is essential as it significantly impacts your credit score, accounting for 35% of the weightage in its calculation.

The Significance of a Good CIBIL Score:

A good CIBIL score plays a crucial role in loan approvals, favorable interest rates, and access to credit cards. It reflects your financial reliability to lenders, facilitating easier access to credit and favorable borrowing terms. Not only does it signal trustworthiness but also influences renting options, insurance terms, job opportunities, ensuring financial stability and enhanced prospects.

Contact Information:

• Phone number: 080-69819393
• Email: [email protected]

For further queries or assistance, feel free to reach out to us via WhatsApp or Instagram.